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How To Apply For Social Security Disability Benefits

If you have become disabled and are not able to work for at least twelve months due to a physical or mental health limitation you may be eligible for Social Security Disability payments. The Social Security Administration administers two different disability programs. They are Social Security Disability Insurance and Supplemental Security Income. Social Security Disability Insurance requires that you are disabled and you have worked a certain number of pay periods and paid employment taxes. When you work and pay taxes you are accumulating work credits. If you become disabled and have enough work credits accumulated you may be able to draw Social Security Disability Insurance (SSDI) benefits. Benefits may also be available to widows, dependents and widowers. Supplemental Security Income is the second program administered by the Social Security Administration. This program is for individuals who are aged (65 years or older), blind or individuals who have limited income and resources and are disabled and unable to work. The disability requirements that must be met for each program are the same. Limited income and resources are determined by the Social Security Administration and the amount can vary by year. To apply for Social Security Disability benefits, both SSI and SSDI, you can contact the Social Security Administration in the following ways:
  1. Call the Social Security Administration’s Office at 1-800-772-1213
  2. Visit the Social Security Administration online at and complete the Social Security Disability application.
  3. Make an appointment to meet with a Social Security Disability representative at a local Social Security Administration Office. To locate the nearest Social Security Administration office in your area go to the website and find the Social Security Administration office locator page. Enter your zip code and the nearest Social Security Administration Regional Office in your area will be listed for you.
  4. After you have met with a SSA representative or filled out the Social Security Disability Application on line your completed Social Security Disability application will be sent to the appropriate Social Security Administration Office. It may take 30-90 days for your Social Security Disability application to be processed. If you are denied Social Security Disability benefits, they will send you a denial letter in the mail. You have 60 days from the date of the denial letter to file your Social Security Disability benefits. If you are approved for Social Security Disability benefits they will send you a letter outlining the Social Security Disability benefits you can expect to receive and the date you will receive them.
If you are applying for Social Security Disability Benefits or if you have questions regarding Social Security Disability benefits, you can contact a Social Security Disability lawyer who can answer all of your Social Security Disability questions. If you have been denied benefits a Social Security Disability Attorney can also help with each phase of the Social Security Disability appeals process and increase your chances for getting benefits.