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Supplemental Security Income (SSI) Requirements

In order to be eligible to receive Supplemental Security Income (SSI), one must meet several requirements. One of these requirements is that he or she must have limited resources. By "limited" the Social Security Administration (SSA) means $2,000 or less for an individual, and $3,000 or less for a couple. All of the following are considered to be countable resources: cash, bank accounts, stocks, U.S. savings bonds, land, vehicles, personal property, life insurance, and anything else that can be converted into cash and used for food or shelter. In calculating an individual's or couple's resources, the SSA also exludes certain items or assets. They exclude the following: a person's home and the land it is on, household goods and personal effects, wedding and engagement rings, burial spaces for a person or immediate family, one vehicle regardless of value (if used for transportation), as well as several other items.