The Benefits of Social Security Supplemental Security Income
You are disabled and unable to work. You apply for Social Security disability benefits (SSD) and are denied by the Social Security Administration because you have not worked enough to qualify for SSD benefits.
What do you do now? What other steps can you take? What other options do you have open to you?
One of your best options may be to apply for Social Security Supplemental Security Income (SSI). It is a federal income supplement program. Although the Social Security Administration manages Supplemental Security Income (SSI), the funds come from general tax revenues, not Social Security taxes.
The Supplemental Security Income (SSI) program is designed to help aged, blind and disabled people with little or no income. It provides cash to meet the basic needs of food, clothing and shelter.
While you may not have worked enough to qualify for Social Security disability benefits (SSD), you may qualify for Supplemental Security Income (SSI). With SSI there are no work requirements that you have to meet.
One of the good things about Supplemental Security Income is that the Social Security Administration does not count all of your income when it decides whether you qualify for SSI. For example, the Social Security Administration does not count:
The first $20 a month of most income you receive;
The first $65 a month you earn from working and half the amount over $65;
Shelter you get from private nonprofit organizations;
Most home energy assistance.
You may ask, Is it worth it? What are the benefits available to me through Supplemental Security Income (SSI)?
The first benefit that you will receive if you are approved for Supplemental Security Income (SSI) is your monthly cash benefit. The monthly benefit for an individual is $698. A qualifying couple receives $1,048 a month.
In addition, if you qualify for SSI, you also may be able to get help from your state or county. You will need to check with the state and county that you live in to see what other benefits are available because you qualify for Supplemental Security Income.
For example, you may be able to get Medicaid, food stamps or other social services. Your will need to call your local social services department or public welfare office for information about the services that are available to you in the community where you live.
If everyone in the home where you live signs up for SSI or gets SSI, Social Security will help you fill out the application for food stamps. If you live in a home where not everyone signs up for SSI or gets SSI, you will have to go to your local food stamp office to apply for food stamps.