Direct deposit is a banking process where money or payment is deposited directly into a claimant's checking or savings account. The disability claimant does not have to handle or cash the check. The amount of the check is electronically transferred directly into a pre-arranged account. Direct deposit is especially useful for payments made at the same time each month. Direct deposit can eliminate issues of theft and ensure the funds are available for the Social Security Disability claimant as soon as possible. Talk to the Social Security Administration to arrange direct deposit for Social Security Disability payments.