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What is Full Retirement Age?

Definition of Full Retirement Age

Due to the improvements in health and the increasing average life expectancy of individuals, the full retirement age or normal retirement has been increased from 65 years old (where it had been defined for many years). Now the full retirement age gradually increases for people who were born in 1938 or later until it reaches the age of 67 for individuals born after 1959. Individuals can receive Social Security retirement benefits as early as 62, but the amount they receive will be reduced. Claimants receiving Social Security Disability benefits at full retirement age will have their disability benefits converted to retirement benefits but the amount will remain the same.

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