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What is Social Security Disability Insurance?

Definition of Social Security Disability Insurance

Social Security Disability Insurance is one of the largest federally administered disability programs which provide assistance to workers who are "insured" or who have worked long enough and paid enough Social Security taxes. Social Security Disability benefits are paid only to workers who qualify and who have worked in jobs which are covered by Social Security. Workers must also have a mental or physical health condition which meets the Social Security Administration's definition of disabled and is expected to last for at least 12 months. If awarded Social Security Disability Insurance benefits, the worker will receive monthly cash benefits until they are able to work again or reach retirement age. At retirement their Social Security Disability (SSDI) benefits are converted to retirement benefits. Certain beneficiaries of a disabled worker may also qualify for Social Security Disability Insurance benefits.

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